PRODUCTS

Wealthport is continuously developing innovative products by partnering with various market leaders, allowing you to offer cutting-edge product solutions to your client.

DISCRETIONARY INVESTMENTS

TAX-FREE SAVINGS ACCOUNT

ENDOWMENTS

DISCRETIONARY STRUCTURED INVESTMENT

RETIREMENT ANNUITY

PRESERVATION FUNDS

MARKET LINKED LIVING ANNUITY

Discretionary Investments

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A flexible investment available to natural persons, trusts and companies, where you can contribute at any time and structure your investment using any combination of allowed instruments, available on the Wealthport Investment Platform, of your choosing. There is no fixed term, and you may access your investment as you wish.

tax free savings account

A flexible, tax efficient investment available to individuals that are South African tax residents. You may contribute at any time (within the annual and lifetime limits) and structure your investment using any combination of allowed available instruments. You will not be taxed on the growth and income earned in your investment. You may access and withdraw your investment as you wish.

ENDOWMENTS

Endowments are investment products that can be extremely tax-efficient, and are designed to pay a lump sum after the restriction period, which is a minimum term of five (5) years (on its “maturity”) or on death of the policyholder and subject to a maximum withdrawal amount. The underwriter of the policy is required to pay tax on any income, dividends and capital gains tax at a rate which depends on the policyholders’ classification for tax purposes.

STRUCTURED PRODUCTS

Pre-packaged, and specialist-designed investment instruments that generally include assets linked to interest plus one or more derivatives. They are generally tied to an index or basket of securities, and are designed to facilitate highly customised risk-return objectives.


When wrapped in the Endowment, with an assessed tax loss applied, the returns on these structured products are tax free.

GUARANTEED FUTURE VALUE PRODUCTS

Our Guaranteed Future Value Products are five-year investment plans that give you peace of mind from knowing exactly what your return will be at the end of the five-year period. They are low-risk products that are well suited to volatile times, or risk-averse investors. When wrapped in the Endowment, with an assessed tax loss applied, the returns on the guaranteed products are tax free.

Discretionary STRUCTURED Investments

Pre-packaged, and specialist-designed investment instruments that generally include assets linked to interest plus one or more derivatives. They are generally tied to an index or basket of securities, and are designed to facilitate highly customised risk-return objectives.

There could be capital protection, gearing or any variety of features built into these products that might not be found in traditional investment instruments.

retirement annuities

A tax-efficient savings vehicle, where you can save for your retirement and are able to structure your investment using any combination of the wide variety of allowed Regulation 28 compliant instruments, available on the Wealthport Investment Platform. Your contributions to the Retirement Annuity are tax deductible (subject to prescribed limitations) and the returns earned on the investment are tax free.

preservation funds

A vehicle where you can preserve your employer-linked retirement savings for your retirement after leaving their employ and are able to structure your investment using any combination of allowed Regulation 28 compliant instruments, available on the Wealthport Investment Platform. Any returns earned on the investments within these funds are tax free.

market linked living annuity

The Market Linked Living Annuity is a vehicle from which the annuitant receives a post-retirement income within the regulatory limits of 2.5% and 17.5% of the market value of the investment. An annuitant may adjust the percentage of the annuity payable on an annual basis. The overall value is linked to the value of the underlying investment instruments, which can comprise of unit trusts, ETP’s, structured products, and various combinations thereof.